Payments Policy

1.Charges You Agree to Pay

By making a purchase or using a billable Service, you agree to pay all applicable charges, including:

(a) Subscription fees, account fees, and usage fees;

(b) Filing, submission, and registration fees;

(c) Official registry, government-program, and evidence fees;

(d) Fingerprinting, timestamping, storage, publication, and administrative fees;

(e) Taxes, levies, duties, stamp taxes, VAT, GST, sales taxes, digital services taxes, and similar governmental charges;

(f) Foreign, cross-border recognition, and currency conversion fees;

(g) Bank, wire, card-network, processor, exchange-rate, and wallet fees;

(h) Notarial, apostille, authentication, translation, and courier costs;

(i) Return-item, payment-failure, and insufficient-funds fees;

(j) Expedited processing fees; and

(k) Any later-assessed balance related to your account or transactions.

(collectively, "Charges").

Report Credits. Charges include the purchase of prepaid report credits used to generate Dacr AI analysis reports. Report credits have no cash value, are non-transferable, and are non-refundable, including upon account termination. A credit is consumed when a report is generated and is not returned to your balance regardless of the report's outcome or content. The number of credits required for a report is displayed at the time of the transaction and may change prospectively. See Sections 5.7 and 5.8.

Government Levies. In Partner Jurisdictions, Charges may include government levies, taxes, stamp duties, or registry charges imposed by the applicable government and collected by Dacr on the government's behalf. These amounts are itemized at checkout. Your obligation to pay a government levy is owed to the imposing government and exists independently of this Policy: a chargeback, reversal, marketplace refund, or non-payment does not extinguish it, the government may pursue its own collection and enforcement under its own laws, and non-payment may result in the suspension, invalidation, or non-recognition of the affected registration in that jurisdiction. If Dacr has remitted or is obligated to remit a levy to a government notwithstanding your non-payment, chargeback, or marketplace refund, you will immediately reimburse Dacr in full, plus collection costs, under Section 11.

Plan Changes and True-Up Fees. If you change plans, the new plan's pricing applies as displayed at checkout and may include fees for works previously registered under a different plan where the new plan prices works on a per-work or per-jurisdiction basis. The full amount due, including any true-up for previously registered works, is displayed before you confirm. By confirming a plan change, you authorize Dacr to charge the displayed amounts and the new plan's recurring fees.

Currency. Dacr supports payment in multiple currencies. Unless a different currency is displayed at checkout, Charges are denominated and processed in U.S. Dollars (USD), which is Dacr's default currency. The currency applicable to your transaction is the currency displayed at checkout. If your payment method is denominated in a currency different from the transaction currency, your bank, card issuer, or payment provider may apply its own exchange rate and foreign-transaction fees, and Dacr is not responsible for exchange-rate differences, conversion fees, or currency fluctuations.

2.Pricing and Fee Changes

Dacr may update prices, fee models, billing intervals, plan features, and fee categories at any time. Changes apply prospectively unless a different timing is required by law or stated in a written agreement.

3. Taxes, Levies, and Cross-Border Fees

3.1 Unless expressly stated otherwise, posted prices exclude taxes and similar governmental charges.

3.2 You are responsible for all taxes, levies, duties, assessments, stamp taxes, VAT, GST, sales taxes, withholding taxes, digital services taxes, filing charges, administrative fees, foreign fees, and cross-border recognition fees related to your use of the Services.

3.3 You will pay all Charges without setoff, counterclaim, deduction, or withholding, except where withholding is required by law. If withholding is required, you will gross up the payment so Dacr receives the full amount it would have received absent the withholding, unless applicable law prohibits that result.

3.4 If Dacr is required to pay any amount on your behalf to a government, registry, processor, or third party, you agree to reimburse Dacr on demand and authorize Dacr to charge your payment method.

4.Billing Authorization

4.1 By providing a payment method, you authorize Dacr and its processors to charge that method for all Charges and all other amounts you owe.

4.2 This authorization covers one-time charges, recurring charges, renewals, true-ups, usage charges, taxes, levies, later-assessed fees, reversals, chargeback amounts, liquidated damages, collection costs, processor fees, and any other amounts due, even if charged after the initial transaction, after the relevant service event, or after account suspension, deactivation, or closure.

4.3 If your payment method fails, is reversed, or is disputed, Dacr may retry, split charges, suspend Services, offset amounts, or use any other lawful collection method.

4.4 If no active payment method is on file, charges continue to accrue and shall be settled upon reactivation of your account or through collection proceedings.

5.Final Sale; No Refunds

5.1 ALL SALES ARE FINAL. NO REFUNDS, CREDITS, REVERSALS, OR CANCELLATIONS WILL BE PROVIDED EXCEPT WHERE REQUIRED BY MANDATORY LAW.

5.2 Dacr's Services are digital, administrative, and evidentiary in nature and are performed or initiated immediately after purchase. Once payment is processed or performance begins, the transaction is treated as delivered and completed.

5.3 The following are non-refundable once charged or incurred: account fees, subscription fees, usage charges, filing fees, registry fees, evidence/timestamp/fingerprinting fees, government levies, taxes, administrative fees, cross-border recognition fees, foreign fees, translation costs, notarial/apostille/authentication costs, processor fees, FX losses, wire charges, and any third-party pass-through costs.

5.4 Dacr may, in its sole and absolute discretion, elect to issue a refund, credit, or adjustment in extraordinary circumstances. Any such refund is entirely at Dacr's option, does not create any precedent or entitlement, and is final and not subject to appeal.

5.5 Where mandatory law gives you a non-waivable cancellation, withdrawal, or refund right, Dacr will provide only the minimum relief required after deducting services already performed and non-refundable third-party or governmental charges already incurred.

5.6 To the extent permitted by applicable law, by completing a purchase you expressly request immediate performance of the digital and administrative Services and acknowledge that any statutory cancellation or withdrawal right (including under the EU Consumer Rights Directive) may end once performance begins.

5.7 Report credits are non-refundable once purchased, have no cash value, and are consumed upon report generation regardless of the report's outcome, content, or your satisfaction with it. Unused credits are not refunded upon account termination except where required by mandatory law.

5.8 Purchases made through a third-party application marketplace (such as the Apple App Store or Google Play) are billed by that marketplace and are subject to its payment, billing, and refund terms. Refund requests for marketplace purchases must be directed to the marketplace. Dacr does not control marketplace refund decisions. If a marketplace issues a refund, Dacr may revoke the corresponding credits or Services to the extent not yet used or consumed. A marketplace refund does not extinguish your obligations to Dacr for Services already delivered, performed, or consumed: you remain directly liable to Dacr for the full refunded amount attributable to Services that were delivered, performed, or consumed (including any report generated, any registration processed, and any government levy, tax, or cross-border fee that Dacr has remitted or is obligated to remit) as an immediately due and payable debt, which Dacr may charge to any payment method on file, offset against your account balance or credits, invoice, and collect under Section 11, and Dacr may suspend the Services until it is paid.

5.9 Fees are paid for digital Services that are performed and delivered immediately upon purchase. Physical membership cards, events, and similar perquisites are complimentary ancillary benefits of membership, are not purchased goods or services, and their availability, shipment, or scheduling does not create any refund right or affect the finality of any fee.

5.10 You are solely responsible for determining, before you register a work, whether it is copyrightable and eligible for registration or recognition in each jurisdiction you select. Fees compensate Dacr for processing, submission, evidence, and infrastructure services that are fully performed upon submission. If any jurisdiction declines, rejects, or does not recognize a registration for any reason, including ineligibility under that jurisdiction's laws, all fees remain due and non-refundable except where required by mandatory law.

6.Pre-Purchase Acknowledgment

By proceeding with any purchase, you expressly acknowledge and agree that:

(a) You have reviewed, read, and accepted this Payments Policy before completing your purchase;

(b) No refunds, reversals, credits, or chargebacks will be issued except at Dacr's sole discretion or as required by mandatory law;

(c) You have reviewed the nature, scope, and pricing of the Services before purchasing;

(d) The Services are delivered immediately upon payment and you are waiving any cooling-off or withdrawal right to the fullest extent permitted;

(e) You will not initiate any chargeback or payment dispute for any validly processed charge; and

(f) Initiating a chargeback in violation of this Policy constitutes a material breach and may result in the consequences described in Sections 8 and 9.

7.Billing Error Reporting

If you believe a charge was made in error or duplicated, you must contact support@dacr.com promptly. You must report billing errors within the time period required by applicable law (including the sixty (60) day period under the Truth in Lending Act / Regulation Z for billing error disputes on credit card accounts). Reporting promptly helps Dacr investigate and resolve the issue. Your notice must include: (i) your full name; (ii) account email; (iii) date and amount; (iv) last four digits of the payment method; and (v) a detailed explanation.

Dacr will review in good faith. If Dacr determines the charge was valid, that determination is final and binding as between you and Dacr, and you agree not to pursue further dispute with Dacr regarding that charge. Nothing in this Section limits the rights of your financial institution, card issuer, or payment network under their own rules and applicable law, including Regulation Z. However, regardless of the outcome of any chargeback, payment dispute, or card- network process, your contractual obligations to Dacr under these Terms (including your liability for liquidated damages, collection costs, attorneys' fees, and all other remedies set forth in Sections 8 and 9) remain fully enforceable and are not affected, reduced, or discharged by any ruling, decision, or resolution by a card issuer, payment network, or financial institution. Failure to report within the applicable period may constitute acceptance of the charge to the extent permitted by law.

Submitting a billing error report does not suspend Dacr's general collection rights and does not create a refund entitlement, except to the extent that mandatory applicable law (including the Truth in Lending Act / Regulation Z) restricts collection of the specifically disputed amount or adverse credit reporting during a pending billing-error investigation. See Section 11.6 (Billing-Error Protections) for applicable limitations.

8. Payment Disputes and Chargebacks

8.1 You agree to contact Dacr before initiating a chargeback, retrieval request, ACH dispute, direct debit reversal, or similar payment dispute.

8.2 You may not initiate a payment dispute for a valid Charge merely because: (a) you changed your mind; (b) you failed to use the Services; (c) a government or third party did not grant the result you hoped for; (d) a filing or processing took time; (e) your account was suspended for nonpayment, fraud, or policy reasons; or (f) you did not understand the no-refund policy after accepting it at checkout.

8.3 If you file a chargeback or payment dispute in violation of this Policy:

(a) Dacr may immediately suspend or terminate your account without notice;

(b) Dacr will contest the chargeback and submit evidence including your checkout consent, acceptance records, IP address, device information, timestamps, proof of delivery, and account history;

(c) You shall be liable for the full amount of the disputed charge, plus all chargeback fees, network fees, processor fees, bank fees, and all other costs incurred by Dacr;

(d) You shall be liable for liquidated damages of $1,000.00 per chargeback or dispute (see Section 9);

(e) Dacr may refer your account to a third-party collection agency;

(f) Dacr may report delinquent amounts to credit reporting agencies to the extent Dacr maintains the compliance infrastructure required by applicable law;

(g) Dacr may pursue all available legal remedies; and

(h) You shall be responsible for Dacr's reasonable attorneys' fees, costs, and expenses.

8.4 Dacr may submit evidence to processors, networks, banks, issuers, dispute administrators, arbitrators, authorities, or courts to challenge disputes.

8.5 Contractual Remedies Independent of Card-Network Process. Your obligations under this Section 8 and under Section 9 (Liquidated Damages) (including your liability for the full transaction amount, liquidated damages, all chargeback-related fees and costs, attorneys' fees, and referral to collections) are contractual obligations between you and Dacr that exist independently of, and are not affected, reduced, or discharged by, any chargeback ruling, dispute resolution, or decision by any card issuer, payment network, payment processor, or financial institution. Even if a card issuer reverses a charge in your favor, your contractual obligation to pay Dacr under these Terms remains fully enforceable, and Dacr may pursue collection of all amounts owed through any remedy available under these Terms, including arbitration, court proceedings, collection agencies, and credit reporting. This Section is subject to the billing-error protections in Section 11.6 and to mandatory applicable law, including Regulation Z, to the extent those protections restrict collection of a specifically disputed amount during a pending billing-error investigation.

9. Liquidated Damages for Fraudulent Chargebacks

A fraudulent or bad-faith chargeback causes substantial harm to Dacr that is difficult to calculate. If you file a chargeback that Dacr determines, after a reasonable investigation and based on objective evidence (which may include checkout consent records, delivery confirmation, IP and device logs, account history, and the circumstances of the dispute), was filed in bad faith or in violation of this Policy, you agree to pay liquidated damages of $1,000.00 per chargeback or dispute, in addition to the full transaction amount, all fees, all investigation and defense costs, all collection costs and attorneys' fees, and interest at 1.5% per month.

This amount is a reasonable estimate of minimum harm and is not a penalty. In jurisdictions where liquidated damages clauses in consumer contracts are prohibited, limited, or subject to judicial review, this Section shall be enforceable to the maximum extent permitted by mandatory applicable law.

10. Renewals and Recurring Charges

If you purchase a recurring plan, subscription, or membership, your plan auto-renews at the then-current price at the end of each billing period until you cancel. You authorize Dacr to charge your payment method for each renewal without additional notice or consent.

Dacr will send renewal reminders where required by applicable law and may send additional reminders at its discretion. Except where applicable law provides otherwise, the absence of a renewal reminder does not affect the validity of the automatic renewal or your obligation to pay.

If your payment method fails at the time of renewal, Dacr may: (a) retry the charge one or more times; (b) suspend or restrict your access until payment is successful; (c) charge an alternate payment method on file; or (d) terminate your subscription after a reasonable dunning period. You remain responsible for the renewal charge regardless of whether your payment method initially fails.

Cancellation stops future charges only; it does not retroactively cancel Charges already incurred and does not affect non-refundable governmental or third-party charges. No prorated refunds for partial billing periods.

You may cancel through your account settings or by contacting support@dacr.com. Dacr provides a cancellation mechanism at least as easy to use as the subscription mechanism, as required by applicable law.

11.Collections; Late Fees; Reimbursement

11.1Unpaid amounts are immediately due and payable.

11.2 Dacr may: (a) suspend or terminate Services; (b) refuse submissions, renewals, or payouts; (c) revoke discounts or promotions; (d) offset amounts; (e) charge late fees, return-item fees, dispute fees, and processor fees; (f) refer to collections, lawyers, arbitrators, courts, or authorities; and (g) pursue any other lawful remedy.

11.3 Overdue amounts accrue interest at the lesser of 1.5% per month or the maximum lawful rate.

11.4 You will reimburse Dacr for all costs of collection and enforcement, including attorneys' fees, arbitration fees, court costs, expert fees, collection-agency fees, processor assessments, chargeback fees, investigation costs, and administrative costs.

11.5 Payment obligations survive suspension, deactivation, deletion, or termination of your account.

11.6 Billing-Error Protections. To the extent that you have properly raised a billing-error dispute under the Truth in Lending Act (Regulation Z) or any other mandatory applicable law that restricts collection activity during a pending billing-error investigation, Dacr will comply with the requirements of that law during the pendency of the investigation, including any restrictions on collection of the specifically disputed amount and any restrictions on adverse credit reporting solely because the disputed amount remains unpaid during the billing-error process. This does not apply to buyer's-remorse chargebacks, frivolous disputes, or disputes filed in bad faith.

12.Contact

Questions about billing or this Payments Policy: support@dacr.com

Dacr Inc. | 20801 Biscayne Blvd, Suite 506, Aventura, Florida 33180

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